As from April 2013 my Journey in Investing is to create Retirement Income for Life till 80 years old for two over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Friday, 10 August 2012

CPF Investment Account and CPF OA Rate at 2.5%

Just For Thinking ....

It was only after 55,  I began to realise the goodness of CPF Investment Account for stock investing and trading, all dividends, initial capital and capital gains go back into CPF OA to compound at 2.5% rate at relative risk free environment. No headache or worry on re-investment of idle "cash" or rotting in the bank.

CPF OA is really a good parking station while waiting for the next opportunity at relatively good opportunity costs.


  1. Hmm so actually use it to invest is better than leaving it to compound @2.5%?

    1. Of course when one can confidently beat 2.5% CAGR over the next few decades. One should do it. LOL!


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