Read? Visually guided long-term investing goals!
Do read the above quote from Michelango again.
For their investing goals, some retail investors set to to beat inflation rate or even FD rate which is really low grade investing goal to achieve. Why not try setting higher investing goals and then seriously committed to them. It may open up your investing mind to explore your 3M's - Method, Mind and Money to meet them.
In 2003, I set my aim high and falling short in 2011
Again in 2012, I have set the aim high; but will it fall short this time in 2021???