Under-estimating risks and over-confidence

One indicator that will tell us. Have you got a comprehensive WILL in place? If not, likely you have under-estimated risks and over-confidence. Wake up, my dear friends.

The ONLY THING I can guarantee you, 100%. It will CERTAINLY HAPPEN and it is matter of time, sooner or later. Either or both happening.

The day when doctor brings bad news, you about to DIE.

or

The day when police brings bad news, you have GONE.

What will happen next?

Emotional shock (certainly)

Financial shock (maybe)

We can't really mitigate emotional shock but for financial shock, we can by all means to mitigate or better to leave behind no debts.

So don't give shock, and better NOT to shock your dependents and by taking out the calculator now and compute the amount of the debts payable by them. Take care of the debts payable while you still can, if possible adequately covered by insurance.