I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday 28 August 2022

Investing Lessons That You Can Learn From Real Life Veteran Retail Investors (2)

Read? Investing Lessons That You Can Learn From Real Life Veteran Retail Investors

Read? The Lifelong Joy Of Dividend Investing As One Source Of Retirement Income From A Freehold Investment Portfolio

Two phases in his long investing journey since Jan 2000 (23 yrs) towards to the Land of Investing Nirvana where he will be receiving freehold investment income for life!

Pre-retirement - Wealth accumulation phase i.e. capital recycling, reinvesting and compounding his wealth in the Market!

Post-retirement - Wealth decumulation phase i.e. just invested capital/cost recycling and 100% yearly investment income (dividends, interests and realized capital gains) were cashed out as retirement income for life!

With each passing year in his wealth decumulation phase in the Market through 100% yearly investment income cashed out; there will be less and less impact on his future investment portfolio at the next market crash! 

Mr Market cannot take back whatever wealth that is not exposed to him. 

So as retirees; we may want to play safe!  LOL!







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