Read?
STI has not recovered from even 2008 crash so what happened to our investment portfolio since 2008?
Our job as savvy retail investor is to manage our portfolio and money management across market cycles. Our investment performance can be higher or lower than STI over very long run!
Daily STI level is just providing us with the clue to increase or decrease our stocks exposure to the market volatility and to maintain adequate war chest to fight the next few battles.
This task is especially critical and important for retirees depending bulk of their cash flow from investment portfolio.
Hi Uncle8888,
ReplyDeleteSingapore large caps, on total returns basis, should have more than recovered the Oct 2007 high.
But at 0.25%/year over 13 yrs, better to put in FD lol.
Why do we need to invest?
DeleteIf use CPF for housing loan, just do partial refund regularly or do voluntary CPF contribution
Home cooked food is less impacted by inflation as there is no rental and labour inflation :-)
ReplyDeleteMany Singaporean investors, especially the younger ones, have moved on to the U.S stock market. They have more money in overseas stocks than Singapore stocks, due to lacklustre performance of Singapore stocks in comparison.
ReplyDeleteAs a contrarian move, maybe time for an investor to pay more attention to neglected home market?
Hi temperament,
ReplyDeleteI don't have any of these blue chips in my portfolio at the moment.