I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Thursday, 16 April 2015

Why choose to return money to CPF OA to earn 2.5% CAGR for DBS?


You sold your pillow stock?

Read? DBS : Sold @ $21.04


You can see the recent rise in DBS stock price has made its dividend @ $0.58 not so attractive as cash flow for volatile asset comparing to the 2.5% interest earned in CPF OA as fixed asset.

It is a small premium paid to trade off for a peace of mind on the road to the next Bear market.
















3 comments:

  1. CW,

    No more falling asleep at the wheel like in 2007 ;)

    New investors will learn at their own pace there's more to investing than Value, Growth, and Income investing... There's sector rotations, risk management, and when their portfolio becomes big big, there's asset re-balancing ;)

    I raise my glass to you!

    ReplyDelete
    Replies
    1. Less Analyzing. More Investing - CW8888

      Ha ha!

      Delete
    2. $20 is the threshold to benchmark against CPF OA @ 2.5%.

      It is $0.58 vs $0.5x

      :-)

      Delete

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