Wah! Your CPF Solid!!!

This colleague said Uncle8888's CPF sibei solid. He still have a few more years to go with his housing loan.

He have upgraded; but Uncle8888 is still living in his 28 years old 4-room HDB flat.

In life, we will have to live with some trade off since most of us have limited capability and ability. We will live under those decisions which we have made in the past for a long time. If Uncle8888 hasn't fought off his wife over the years not to upgrade, today his CPF will be jialiat too!


A bigger house is a bigger asset; but we have to make a U-Turn to monetize the net value. There is no free lunch!