"Most of you will have 40 years or more in your working life. Unless, of course you plan to retire very early in your 40s, when you should ordinarily speaking still be peaking. It would be wasteful if you choose to stop work prematurely, since so much human capital has been invested in you. And believe me, you will be bored to death if you let up too early in life." - Liew Mun Leong
Don't wait till 40 years to find out the outcome of our human asset. At that time, it is too late!
Human Asset is like this. You don't keep moving up after some years; you
are likely to be condemned. That is why our Financial Assets must complement our
Human Asset and finally must overtake our Human Asset so that we can put our
condemned Human Asset to the junk yard without regrets.
Honestly. You are closer to listen to LML or Uncle8888?