The process starts with asking hard questions about your vision of a life without work. Will you travel? Stay at home? Volunteer? Keep working? How much will that life cost you?
Four
 of the five secrets to a happy retirement have to do with money, but 
the other one, the one about being happy, is what Moss always comes back
 to. Retirement gives you freedom, he says. 
Being able to fund the kind of retirement you desire gives you even more freedom. And freedom is what we all want.
Being able to fund the kind of retirement you desire gives you even more freedom. And freedom is what we all want.
Here are his five best practices for a happy retirement.

 
 
 
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