I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Friday 15 November 2013

Way beyond Emergency Fund! (2)

Read? Way beyond Emergency Fund!

Uncle8888 is adopting Barbell Investing strategy i.e. Growth Dividend and Asset Draw-down for his retirement planning to ride the uncertainty and volatility of stock market with more certainty.


Survival Asset Drawn-down strategy

How does it look like?

Another 5% more to go to complete this strategy.


  1. Qian bei,


    5% more and you become young and invincible all over again ;)

    Can throw away the Viagra liao!

    Although I cannot tahan you measure this measure that, I'm very glad you are making us HDB heartlanders proud!

    HDB heartlanders boleh!

  2. In the life's cycle where your time is your time and nobody else, it's best if we can achieve spending only on the money generated by our "Total Money Genartor". We are trying to find a way. The simplest way is of course to spend below the money generated by our "Total Money Generator".
    So i look how much money can be generated in a year but we just "retired" leh. So it's quite difficult now. Opps..! We have to be careful always on spending. Time never changes that you can spend anyhow you want.

    1. Agreed.

      1) Our time becomes our time and nobody else when our time is no longer prompted by MS OutLook's Calender meeting schedule alert one hour, 30 mins or 15 mins before meeting.

      2) No such thing called Our Time (Leave applications) that are subjected to approval.


Related Posts with Thumbnails