I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

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Tuesday, 31 May 2011

Reaching 55 soon - CPF Minimum Sum and MSS Property Pledge

Read? Reaching 55 soon. Another pay cut!

Read? CPF minimum sum to be revised upwards to S$131,000

Which is better?

  1. Leave behind the CPF Minimum SUM.
  2. Do MSS Property Pledge and withdraw 50% of MSS to DIY.

Here is the Maths:


Could anyone confidently do CAGR of at least 5% on  investment for the next 25 years?


What is your advice? Option 1 or 2?
Posted by Createwealth8888 at 17:19
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1 comment:

  1. Anonymous31 May 2011 at 22:20:00 GMT+8

    Hi CW,
    My time MSS was only $75K. So i left behind.
    Since you are finacially savvy, i think you should choose 2 and DIY. Unless of course you have a lot of spare cash standing by to invest and in Singapore you trust.
    Ha! Ha! Take my writing as "tongue-in-cheek-speak".

    ReplyDelete

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