Insurance - Enhanced Endowment Policy Suck!
I have received a letter from XXX Insurance company informing me that annual bonus will be credited on 6 Mar 2011.
After paying premiums for the last 14 years, the Net Surrender Value is 90.4% of the total premium paid and it didn't even breakeven after 14 years.
Read? Saving, Life Insurance and Investing - 2nd Revist
Posts
My Blog List
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Avoid these 4 mistakes when collecting your VEP RFID tag in Paradigm Mall (JB, Malaysia) - Wef from 1st Nov 2024, you can collect your VEP RFID tag in Paradigm Mall. Mistake 1: Do not enter the first parking entrance. Instead, turn right and dr...3 hours ago
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My Family Holiday To Thailand’s Bangkok With 2 Kids - [image: family-holiday-to-thailand-bangkok] This was the first time that my family is travelling with 2 kids, a prospect that I quietly fear because I do n...3 months ago
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How much money does a couple need to earn in order to afford a Million dollar HDB flat? - 10 years ago in 2014, I wrote about how much does a couple need to earn in order to afford a $300,000 HDB flat. The post went viral at that time because ...
3 months ago -
Happy new year 2024 and review of 2023 - How fast! Another year has passed... 2023 has been a great year for most investors (except those who invest in Hong Kong/China/Thailand markets), which t...9 months ago
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Rolf 2023 in Review, Looking forward to 2024! - Happy new year to all. This post came late. But better late than never, :-). Looking back, 2023 has been one of the most eventful The post Rolf 2023 in R...9 months ago
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Unlock Exclusive Deals and Savings: Join Amazon Prime Today! - Amazon is celebrating Prime members with a multitude of deals during Prime Day. The event will offer more deals than ever before, with new deals dropping e...1 year ago
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Hello SP Group, I'm Back! - Yup, I've moved back to Big Daddy's electricity provider this month. To recap and have a better sense of context, you may want to read my previous 18...1 year ago
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UOB One vs DBS Multiplier - This is a long overdue post. A lot of bloggers have already commented on the high interest rates of banks this past few months. I find that I still have ...
1 year ago -
Farewell, Uncle CW8888 - On 8 April 2023, I lost a friend. To honour the memory of Uncle CW8888, let me share a few nuggets of wisdom I have learned from him as well as some of t...1 year ago
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To my beloved friend CW8888 - It is with infinite sadness that I came out from my hiding hole to blog about the passing of a dear friend, CW8888, whom I affectionately call senior bro...
1 year ago -
1H2021 In 10 Mins - If one were to wonder, it has slowly becomes a thing in my recent writing style that I’m disclosing lesser details compared to what I would have done in ...
3 years ago -
Festina Lente Redux - Five years down the road - A big apology to the few readers (if any) who read this blog. About five years so, I had made a pivot to ETF based exposure to a global financial portfo...3 years ago
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Nov 2020 - Yaruzi's Portfolio Update - The stock market bounced back from October lows with the news that Pfizer vaccines found to be 95% effective. I received some cash proceeds from the sale o...3 years ago
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Another theoretical exercise on Property Calculations -- is it good for financial gains now? - In recent times, there are many ads on Facebook, on property forums, on developer residential condo launches, how one can profit from buying properties, or...5 years ago
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Get big Muscles with Testosteron improvement - Muskelaufbautraining mit Nahrungsergänzungen wie macht man das richtig? Muskelaufbau ist nicht einfach und schnell, wie es viele Sportler erwarten geht ...
7 years ago -
How can Brexit affect us? - Recently there's been quite a lot of talk about Brexit in the financial markets and its impact on the markets. So, what really is Brexit and what is its im...
8 years ago -
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About Me
- Createwealth8888
- Hougang, NE, Singapore
- Last updated : 24 Sep 2022 I am 66 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016. Single household income since 1995 with three children. Currently, two sons and one daughter are working. I have been doing 22 years of long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that so-called Panda or Koala in the investment world. Currently, I am on my way to Investing Nirvana - Freehold Investment Income for Life after 23 years of building up Investment Portfolio through long-term investing for growth-dividends and short-term trading on Rounds after Rounds. I have also achieved sustainable retirement income for life from CPF and Year-on-year Diminishing Bear Market Impact stock Investment Portfolio in local market, SGX! i.e. Beary Safe! Cheers!
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