Transfer savings from your Ordinary Account (OA) to the Special Account (SA)

I topped up my minimum sum when the scheme became available to take advantage of the risk-free 4% compounding rate. You may think that difference between 2.5% and 4% may not be big deal; but after 25 years the Maths shows that an initial $1,000 transferred from OA to SA will be 1.44 times more as illustrated below:

$1000 in CPF account after 25 years

OA 2.5%: $1,854
SA 4.0%: $2,666 (1.44 times more than the amount in OA)

Read? The Best Secret in Investment and Trading – Compound Interest