Portfolio Management - Asset Allocation, Diversification, and Rebalancing - Part 2

Portfolio Management - Asset Allocation, Diversification, and Rebalancing

CPF Special Account

For old age, contingency purposes and investment in retirement-related financial products.

Q: What is the maximum amount I can transfer from my Ordinary Account (OA) to my Special Account (SA)?


A: You can transfer any amount, and as often as you like. However, the total savings in your Special Account, inclusive of the amount withdrawn under the CPF Investment Scheme - Special Account (CPFIS-SA), should not exceed the prevailing CPF Minimum Sum after the transfer.  read more ..


I top up my SA to the Max

Three Little Pigs In The Stock Market - Part 3

 
Sound foolish since I am always talking about market, investing and returns. The returns on CPF SA is only at 4% per annum. It doesn't seem good and barely beats inflation rate but it is still safe.

This is part of overall asset allocation strategy since I don't have bonds in my portfolio so CPF OA and CPF is more or less bonds-like in my asset allocation.
 
When it comes to asset allocation, don't be the 4th Little Pig - always thinking of making even more money.