Portfolio Management - Asset Allocation, Diversification, and Rebalancing
CPF Special Account
For old age, contingency purposes and investment in retirement-related financial products.
Q: What is the maximum amount I can transfer from my Ordinary Account (OA) to my Special Account (SA)?
A: You can transfer any amount, and as often as you like. However, the total savings in your Special Account, inclusive of the amount withdrawn under the CPF Investment Scheme - Special Account (CPFIS-SA), should not exceed the prevailing CPF Minimum Sum after the transfer. read more ..
I top up my SA to the Max
Three Little Pigs In The Stock Market - Part 3
Sound foolish since I am always talking about market, investing and returns. The returns on CPF SA is only at 4% per annum. It doesn't seem good and barely beats inflation rate but it is still safe.
This is part of overall asset allocation strategy since I don't have bonds in my portfolio so CPF OA and CPF is more or less bonds-like in my asset allocation.
When it comes to asset allocation, don't be the 4th Little Pig - always thinking of making even more money.
Posts
A Chasing Sunsets Fund – A Better Way to Plan Nice-to-Haves in Financial
Independence.
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One of the spending needs that many of you would consider as part of the
income needs for your financial independence (FI) or FIRE, is to have
enough mon...
10 months ago
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