Now, you are aware of the potential pain and agony of cruel math of big losses. You really have to do some soul searching within your inner self and answer honestly how much losses you can really tolerate to lose.
In deciding what's best for you without losing your sleep at nights, you may want to consider the following data taken from The Intelligent Asset Allocator: How to Build Your Portfolio to Maximize Returns and Minimize Risk, written by William Bernstein:
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