As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Click to email CW8888 or Email ID :

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday, 11 November 2018

Just Spend Below Our Means During Our Wealth Accumulation Phase We Should Be Financially Secured

Since Jan 2002; Uncle8888 has been downloading his bank monthly statement and tracked them diligently till now.



A real life example of single household income earner since 1995 who has supported a family of 5 members including expenses for his three children's university study.

(1) Total earned income after tax from his full-time job as employee from Jan 2002 to Sep 2016

(2) Total mandatory CPF contributions from Jan 2002 to Sep 2016

(3) Total earned income after tax and CPF from Jan 2002 to Sep 2016

(4) Total household expenses from Jan 2002 to Dec 2016


  1. Replies
    1. Thinking that given these data points as case study; what would FA advise on retirement planning?


Related Posts with Thumbnails