As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

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Monday, 9 November 2009

Wealth Or Financial Freedom Doesn't Just Happen!

Some 15 years ago, the official retirement age in Singapore was 55. One day at one of my former big boss’s farewell dinner, he said something and at that time I didn't really understand what he was preaching?

It was many years after that I realized the truth of what he had said.

He said at his farewell speech something like this if I could recall it correctly.

"I chose to retire at 50 as I think I have made enough to last me for my life time. I want to travel and see more of the world when I am still healthy and can move easily. I didn't decide to retire suddenly at 50, but actually I plan to retire at 50 many, many years back."

Can you see the world when you become like this?


I think I started to plan for early retirement a bit too late in 40s and I congratulate those in 30s and late 20s really start to plan for their early retirement. Well done!


  1. Sometimes when plan too early, you are living for tomorrow and miss out today.

  2. I prefer to do budget for the year and plan for the future. In this way, we may not over-save and under-spent.


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