Very often we hear some people saying these:
1) When they are sick; they need private medical care.
2) When their child is sick; they need paediatrician.
3) When their wife is pregnant; they need car.
Are these real needs? Can they comfortably afford them?
Trust me, some 22 years have passed, I happily went through without them. Maybe you need them badly, I don't know.
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A Chasing Sunsets Fund – A Better Way to Plan Nice-to-Haves in Financial
Independence.
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One of the spending needs that many of you would consider as part of the
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