One Uncommon Act Of Kindness! (4)

Read? One Uncommon Act Of Kindness! (3)


Wah! More act of kindness!

Kind Lady : You like to have coffee?

CW: No Thanks! You are very kind! I am rushing to the next stop! Thank you!

Two Common Investing Regrets Among Retail Investors

After more than 17 years of following investors' comments, postings, chats, and face to face talks with fellow retail investors; Uncle8888 has noted two common investing regrets among RETAIL investors.

(1) They sold their potential multi-baggers way too early for decent profits.

(2) They never sell their stocks at the high.

Most retail investors will eventually make either (1) or (2) or Both.

As Uncle8888 has done both i.e. (1) and (2) so he can feel which investing regret is the lesser evil over 20 to 30 years of market cycles as retail investors.

Which is the lesser evil?

(1) or (2)?

Once SOLD; it is GAME OVER! That is why selling is more difficult to master.  Who has the skills to sell that many stocks near the high? 

If you know someone can consistently do that; then he or she is the champion retail investor like Joseph Schooling in swimming.


For 2, you have missed selling them near the high; how bad can it be?

How much have you missed out?

The answer will lie on your yield on investment cost.

If your yield on investment cost is high single digit or double digits; then over the next 15 to 20 years of receiving cash flow from dividends?

How bad can it be?

7 Nights In Cairns, Queensland, Australia (6)

Read? 7 Nights In Cairns, Queensland, Australia (5)

Join Waterfall Wanderers Day Tour

7 Nights In Cairns, Queensland, Australia (5)

Read? 7 Nights In Cairns, Queensland, Australia (4)

The Esplanade 

Free swimming in the lagoon at Esplanade

Free BBQ Pit usage at the Esplanade

7 Nights In Cairns, Queensland, Australia (4)

Read? 7 Nights In Cairns, Queensland, Australia (3)


Plenty of time and patience for butterflies in Botanic Garden

7 Nights In Cairns, Queensland, Australia (3)

Read? 7 Nights In Cairns, Queensland, Australia (2)

2.5 days Free & Easy on Bus & Walk.

Exploring Esplanade and the surrounding places

Bus hopping along beaches

Botanic Garden

Sunbus's bus schedule is on hourly interval so it is not easy to do bus hopping.


4 Day Tours :

KURANDA SCENIC RAIL & SKYRAIL

Waterfalls Wanderers

Sunlover Cruises trip to their Outer Barrier Reef pontoon (floating platform) at Moore Reef 

Cape tribulation and Daintree rainforest


As expected; organized tours are tight and taxing; but bo pian as it is not easy to do BMW in Australia.

What Chained Baby Elephants Can Teach Us About Poverty Slavery, Wealth And Financial Independence???

Sometime in the investment blogosphere; it can give us some insight into lesson on what chained baby elephants can teach us about childhood poverty into full grown adult on wealth and financial independence at our 40s, 50s and 60s.

The difference between personal poverty slavery and financial independence and feeling of financial and retirement adequacy is simply vision in our mind. For some of us, this poverty chain can hold firmly in our minds for the rest of our life even we have far out grown this childhood poverty chain like the chained baby elephant and simply refuse to let it free.

In Uncle8888's generation; many of us are from poor family living in one or 2 room rental flat and purchasing TV set on 24 months installment. At that time owning TV set with cash payment was a luxury item which the real poor couldn't afford it.

7 Nights In Cairns, Queensland, Australia (2)

Read? 7 Nights In Cairns, Queensland, Australia

For seafood lovers like Uncle8888.

Waitress : You was here last night. I can recognise you!

Three dinners; but the last night came too late after the day tour to Cape Tribulation and Daintree Rain Forest; oysters were sold out.

Nothing left to waste. 

Nothing left to waste.