Wednesday, 4 January 2017

No More Earned Income From Human Asset. It Is All About Sustainable Retirement Income For Life Till 2038 (2)


Read? No More Earned Income From Human Asset. It Is All About Sustainable Retirement Income For Life Till 2038

Uncle8888 still prefers worry-LESS over market cycles retirement income strategy even though he has 17 years of active investing experience in the stock market. 

 Yes! He is savvy retail investor; but not Auntie8888. One day; he will not be around to invest so his money will have to be taken over by her. 

 Investing is smart financial advice to Uncle8888; but not to Auntie8888. That is the fact of life that not all of us can become savvy retail investors even we wanted too. So it is better for some of us to control our spending and be good savers. At least; we don't have nightmares over losses over market cycles!



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4 comments:

  1. RayNg4 January 2017 at 15:36:00 GMT+8

    How about ...

    1. Cash other than emergency and expenses fund
    2. Endowment proceed.

    ReplyDelete
    Replies
    1. Createwealth88884 January 2017 at 17:51:00 GMT+8

      Endowment proceed has been excluded from net worth's asset for youngest son's Uni fund.

      Cash in war chest earns tiny return. Insignificant :-(

      Delete
  2. Sanye ◎ 三页4 January 2017 at 18:00:00 GMT+8

    How about Annuity plan for her...?

    ReplyDelete
    Replies
    1. Createwealth88884 January 2017 at 18:16:00 GMT+8

      I am using Enhanced Nomination Scheme (ENS) Nomination

      Your nominee(s) will receive the CPF savings due to them in their CPF accounts.

      Delete