Portfolio Management & Yearly Cash Flow Generated During Decumulation Phase (2017 to 2019)

Decumulation is actually a word and it refers to the de-accumulation of assets in order to maintain your quality of life in retirement. It's much more complex than the accumulation of assets.

Read? Why Retirement Decumulation Is The New Accumulation


You can be young without money but you can't be old without it. - Tennessee Williams

With DBS Q3 dividend declared at $0.3. Cash flow for 2019 is completed.

It is 8.4% ROC (Own investing capital since Jan 2000)