Read? De-compounding Of Investment Portfolio
Read? How I Fund My Living Expenses After Retirement From Full Time Pay?
With zero divestment income from stocks; 2018 will end as follows against historical data points and another year of under performing as investment blogger.
Achieving 8.2% yield on Own Capital in 2018 - Under-perform!
The method not so important .... what's important is being comfortable with the method & having the discipline to follow it.
ReplyDeleteWould you have achieved more returns on total returns basis if you remained fully invested from 2012, using let's say a dumb 40-week moving average as your guide?
Most likely yes. But if don't follow signals & instead sell out at the lows in 2015 / early-2016 AND THEN too scared to buy back in aggressively in 2nd-quarter 2016, it will be worse than just holding cash.
Uncle8888, you have the discipline to hold 67%-75% cash for the last 6 years. Now the only thing is discipline to invest big when STI drop 30% to 60%. :)
But then horrr .... Uncle8888 doesn't need to invest much anymore .... even just invest 20% of your available war chest near the bottom of the next bear is bonus liao! Kekeke!!
People say Patience has limit. Let see how long to reach that limit. :-)
DeleteNow we are coasting while waiting for big waves to come and then ride that waves to the next coasting.
ReplyDelete