We Only Have This Personal Financial Problem To Solve???

We only have THIS personal financial problem to solve to become educated in personal finance.

Once this problem is solved or will be resolved we are personal finance educated. No?


What is this personal financial problem?

When we need the money for whatever reason, we don't have it NOW!

So how to solve it?

Think saving, insurance, and investing; but don't think of charity or help from friends or relatives.

Think how to get it NOW when we need it.