Thursday, 30 October 2014

Realistically investment return on your portfolio. 4% or 8% CAGR???



What is your projected CAGR for your retirement planning or financial independence?



 4% or 8% CAGR?





What is the impact?



4%???



Earn more income from your human asset. 

Save more.

Build bigger and bigger war chest for the next few Bear!


3 comments:

  1. Hmm, I don't have a CAGR leh. I just think I need to work, save and build bigger war chest till I cannot or do not want to work anymore. Anything earned from investments is bonus.

    ReplyDelete
  2. ahhhhhh... war chest again! Oh, as for your original question, CAGR above inflation rate will be good ;-)

    lol

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  3. % CAGR is very much depending on one's risk taking. Higher CAGR may also means you will risk losing your capital.

    People who is young and still active working may prefer high CAGR.

    People near/at retirement choose lower CAGR. Protect wealth overide fat capital gain.

    So, it all depends on circumstances.

    ReplyDelete