Personal Inflation Rate and Market Inflation Rate - Revisit

Inflation Risk and Sing Dollar Currency Risks - Part 2

Personal and family inflation rate may be higher or lower than the Market inflation depending on your lifestyle and life stage.

For examples, any inflation related to the following will not impact me much:

• Cars - I don't drive
• HDB flat - I already bought and fully paid up
• Cigarette, cigars - I don't smoke
• Liquor - I don't drink liquor
• etc

Parents with children will have higher inflation rate than parents with grown up kids who are not staying with them.

So don't worry too much about market inflation as it may impact you less than expected  if you can adjust your lifestyle.