tag:blogger.com,1999:blog-1602023866179666640.post5228671691574434969..comments2024-03-22T00:30:54.666+08:00Comments on Create Wealth Through Long-Term Investing and Short-Term Trading: Market decline drags CPFIS-included funds into losses in 2018Createwealth8888http://www.blogger.com/profile/08563834016250153049noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-1602023866179666640.post-58756623521608750732019-03-01T17:30:59.808+08:002019-03-01T17:30:59.808+08:00Haiz.... CPF should be educated to just put into i...Haiz.... CPF should be educated to just put into index funds & forget about it. The only available index funds in S'pore are not CPFIS approved, only for SRS.<br /><br />My preference has always been the global index. But for the past 8 years, the CAGR has only been 7.8% in SGD terms.<br /><br />The S&P500 index fund has returned 11% CAGR over the past 8 years. If you believe in mean reversion though, the next 8 years may not be so rosy for the S&P500. :)Spurhttps://www.blogger.com/profile/11824813457786462446noreply@blogger.comtag:blogger.com,1999:blog-1602023866179666640.post-26081945105629930932019-03-01T11:10:39.420+08:002019-03-01T11:10:39.420+08:00Spur,
Shhh!!!!
If everyone all put their money i...Spur,<br /><br />Shhh!!!!<br /><br />If everyone all put their money in CPF, who will support our fund management industry?<br /><br />That will defeat the creation of CPFIS in the first place...<br /><br />No wonder Mr shining head says CPFIS is "not fit for purpose" :(<br /><br /> <br /> Singapore Man of Leisurehttps://www.blogger.com/profile/13774067113884418001noreply@blogger.comtag:blogger.com,1999:blog-1602023866179666640.post-89043705976244782702019-03-01T11:05:03.527+08:002019-03-01T11:05:03.527+08:00Hmm... Top up SA! Hurry up and let compounding i...Hmm... Top up SA! Hurry up and let compounding interest works its wonder. :-) CreateWealth8888https://www.blogger.com/profile/04870750974362417154noreply@blogger.comtag:blogger.com,1999:blog-1602023866179666640.post-82413972389832038442019-03-01T10:17:33.090+08:002019-03-01T10:17:33.090+08:00Hmmm, so if just buy & hold from the beginning...Hmmm, so if just buy & hold from the beginning of 2011.<br /><br />Annual returns of: -10%, +10%, +10%, +7%, 0%, +5%, +15%, -10%<br /><br />Over 8 years will be 26%-27% gains.<br /><br />That's about 3% CAGR ... less than SA.Spurhttps://www.blogger.com/profile/11824813457786462446noreply@blogger.com