Q3 2014 Investment Performance Report

A Goal-based Approach Investing Strategy

Uncle8888 has adopted a Goal-based Approach investing strategy by setting for himself a 10-year progressive Goal Targets to be achieved for each year from 2012 to 2021.

Our investing journey is not Horse Race or Rat Race where we compete against others. It is our investment Marathon Race where we set our own pace and compete against ourselves to win our own race.
Year 3: Q3 2014 Result

Achieved 22.2% against 25% of 2021 Goal Targets.

(Too much cash rotting in the bank as war chest)

 Investment Portfolio XIRR

Track, Measure and Visualize!


Without doing it; how to revise investing strategies and to improve year-on-year investing performance?

Investment Portfolio's XIRR includes all investable cash plus the current stocks value at market closing price as on 30 Sep 2014.


Since one year ago: +1.9%
Since 1 Nov 2008: +5.8%
Since 1 Jan 2003: +10.0%
Since 1 Jan 2000: +9.2%



Riding the market cycles of Bull and Bear

Liquidity and Permanency

 

We have to maintain Liquidity of Capital (War Chest) for the Next Bear and Permanency of staying Invested for the next Bull since we can never be able to effectively time the market.

After taken back 100% of his Investing Capital and some profits off the table for his War Chest; it is going to be like Year 2000 restart; except this time Uncle8888 is armed with Master Degree in Stock Market and going for his PhD. in Stock Market.

It is going to be more exciting in the next Bear!

This time, regular readers will be able to watch "Full Time" actions on how investing lessons for PhD course are conducted here.

In the last two courses, readers could only watch "Half Time" actions since Uncle8888 has only started to blog in 2006.

 

When will Mr Bear come?

 

Retirement Income for Life

The model:

Tap 1: Survival Money

The cash flow from Tap 1 doesn't depend on stock market condition.

Current: 65.2%   vs. Target: 67%

Still Work In Progress ...