Tuesday, 31 May 2011

Reaching 55 soon - CPF Minimum Sum and MSS Property Pledge

Read? Reaching 55 soon. Another pay cut!

Read? CPF minimum sum to be revised upwards to S$131,000

Which is better?

  1. Leave behind the CPF Minimum SUM.
  2. Do MSS Property Pledge and withdraw 50% of MSS to DIY.

Here is the Maths:


Could anyone confidently do CAGR of at least 5% on  investment for the next 25 years?


What is your advice? Option 1 or 2?



1 comment:

  1. Hi CW,
    My time MSS was only $75K. So i left behind.
    Since you are finacially savvy, i think you should choose 2 and DIY. Unless of course you have a lot of spare cash standing by to invest and in Singapore you trust.
    Ha! Ha! Take my writing as "tongue-in-cheek-speak".

    ReplyDelete