tag:blogger.com,1999:blog-1602023866179666640.post6100927837714192715..comments2024-03-29T16:13:18.422+08:00Comments on Create Wealth Through Long-Term Investing and Short-Term Trading: What is good Financial Planning?Createwealth8888http://www.blogger.com/profile/08563834016250153049noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-1602023866179666640.post-79886708758336985312017-06-26T23:31:28.893+08:002017-06-26T23:31:28.893+08:00As long can service comfortably then OK lah.... Ju...As long can service comfortably then OK lah.... Just take it as fixed income portion of overall portfolio.<br /><br />However nowadays these par insurance not so favourable. Annual bonuses declared very much reduced from previous decades.<br /><br />Previously in the 1980s or 1990s, can breakeven within less than 10 years.<br />Now takes almost 20 years to breakeven, even if buy at 20+ age.<br /><br />For today's generation, can get better returns & protection by buying term and simply invest the rest in low-cost bond funds or bond ETFs.Spurhttps://www.blogger.com/profile/11824813457786462446noreply@blogger.comtag:blogger.com,1999:blog-1602023866179666640.post-86352664243825592962017-06-26T22:24:53.173+08:002017-06-26T22:24:53.173+08:00Ouch!Ouch!Singapore Man of Leisurehttps://www.blogger.com/profile/13774067113884418001noreply@blogger.comtag:blogger.com,1999:blog-1602023866179666640.post-79212684373331254122017-06-26T22:08:01.775+08:002017-06-26T22:08:01.775+08:00Are you still paying annual premiums?Are you still paying annual premiums?CreateWealth8888https://www.blogger.com/profile/04870750974362417154noreply@blogger.com