tag:blogger.com,1999:blog-1602023866179666640.post49754398873069256..comments2024-03-29T16:13:18.422+08:00Comments on Create Wealth Through Long-Term Investing and Short-Term Trading: Why there are few advantages to paying off your flat early???Createwealth8888http://www.blogger.com/profile/08563834016250153049noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-1602023866179666640.post-11446145312285521912017-07-09T09:13:08.228+08:002017-07-09T09:13:08.228+08:00CW,
Wah! So worked-up!?
Calm down. Have a cha sh...CW,<br /><br />Wah! So worked-up!?<br /><br />Calm down. Have a cha shao bao ;)<br /><br /><br />Before start article, on top already says (in fine print) the author is from that loans website. <br /><br />Then in the middle of the article reveals the reason WHY the article is written - an advertorial for that loans website so readers who took the "bait" can apply for loans on their existing paid-up houses ;)<br /><br /><br />What you expect? Author fulltime vested interest mah. He beat us in one thing - he gets PAID to write. <br /><br />We? We ownself eat ownself :(<br /><br />LOL!<br /><br /><br />P.S. I take the opposide side of your position as I prefer to stretch my housing loan to as long as its legally possible. I sleep better knowing my HDB appreciates while I am paying the bank back with "inflated" dollars.<br /><br />It's the reverse of CPF Life ;)<br /><br />Of course the main difference my style and the snake-oil author is that I can pay back my housing loan anytime I want. I merely using my housing loan as a "cheaper" margin account.<br /><br />Different strokes for different folks :)<br /><br /><br /><br /><br /><br />Singapore Man of Leisurehttps://www.blogger.com/profile/13774067113884418001noreply@blogger.comtag:blogger.com,1999:blog-1602023866179666640.post-15875541058648513722017-07-09T07:50:22.218+08:002017-07-09T07:50:22.218+08:00Huge difference between Company's debts and Pe...Huge difference between Company's debts and Personal's debts.Createwealth8888https://www.blogger.com/profile/08563834016250153049noreply@blogger.comtag:blogger.com,1999:blog-1602023866179666640.post-36915702413021985262017-07-08T20:47:24.515+08:002017-07-08T20:47:24.515+08:00Well, I'm both a dumb saver & dumb investo...Well, I'm both a dumb saver & dumb investor ... that's why I cleared my HDB loan in 3 years and accept that Mr Market is always right whether bull, bear, bubble or crash, so I simply go with the flow ... taichi style hahahaha!!!!<br /><br />Anyway in today's S'pore reality, better to clear big debts by 45. Unless you're a doctor or lawyer or Minister. I bet many youngsters getting $7K or $10K salary today may get a hard truth how durable their career or job may be in the next big recession.<br /><br />Each generation's "danger age" seems to be getting younger & younger. Today 35 is the new 40 or 45. Many in their late-30s who got retrenched after GFC often had to settle for 50% or even 70% pay cuts just to get another full-time job, even if they got NUS/NTU 2nd Upper honours degrees.Spurhttps://www.blogger.com/profile/11824813457786462446noreply@blogger.com