As from April 2013 my Journey in Investing is to create Retirement Income for Life till 80 years old for two over market cycles of Bull and Bear.

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
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Thursday, 6 December 2018

Is Investing About Financial Numbers, Ratios And Back Testing???


If you strongly believe in Method out of 3M's - Method, Mind and Money Management; then in today's advance technology in AI and Robotic investors; you are better able to go with AI and Robotic investors. 

You can't beat AI and Robots in analyzing financial numbers, ratios and back testing. They are emotionless and act purely on numbers!


Go with AI Robotic indexing and free you from analyzing too much!


6 comments:

  1. Robo investing is not the holy grail .... at least not yet! Hahaha!

    Investors will still experience big drawdowns and long periods of underperformance.

    If they don't master the Mind, whatever robo or ratio or backtesting or method will also throw out the window when things become difficult. LOL!

    A good Method will have a good Money Mgmt in place. The specific details of the Money Mgmt will depend on the individual liquidity needs, household needs, job security etc.

    Besides over-estimating their risk profile during bull times, the other thing that causes investors trouble is under-estimating their money mgmt requirements.

    Especially for those who are basing FIRE on being 100% invested in high dividend yield stocks / REITs, just to generate sufficient dividends to cover living expenses.

    They get into trouble during bad recessions when dividends are cut (especially in Singapore context), and when companies & REITs come calling with large rights issues to clear debts or shore up balance sheets .... which are yield dilutive.

    And this is provided they maintain their presence of mind to not capitulate when they see their entire life savings drop by 50%! LOL!!

    ReplyDelete
    Replies
    1. May be three classes of FIRE or FIRe: Bronze, silver or Gold. Bronze class will have some worries when Bear market prolongs for more than 2 years.

      Delete
  2. Is the defunct "Longterm Investment" considered as one ROBO investing?

    ReplyDelete
  3. Almost all Reits will ask for money by rights issues into the future.

    Need to prepare or get diluted.

    That's why some people don't want to invest in reits.

    i think a few is O. K.

    Check their records of rights issue lol.

    LOL.

    ReplyDelete

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