Same like smart financial advice on SRS, SA Top up, and Transfer CPF OA to SA advocated by mainstream's loud voices. All these are definitely smart financial advice on tax saving and compounding and ready for FUTURE retirement benefits.
Really smart financial advice for YOU based on your own financial capability and level? Lacking of empathy in some blog posts is quite clear? Small Thin Wallet cannot fit into Fat Big Purse's shoe. Married late with two or more young children can NEVER fit into Single-hood's shoe.
Our worries will largely depend on the number of dependents we have as we married and have children. We want to provide them a better life. Right?
I am 61 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and retired @ 60 from full-time job as employee.
Single household income since 1995 with three children. Eldest son and daughter are now working and youngest son still in his 2nd year uni in SUTD.
I have been doing long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that Panda or Koala in the investment world; but I am still surviving well in the wild.
I am now executing my Three Taps solution model to maintain sustainable retirement income for life till 2038.
Last updated: 3 Sep 2017
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