As from April 2013 my Journey in Investing is to create Retirement Income for Life till 80 years old for two over market cycles of Bull and Bear.

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Friday, 16 September 2016

Who Are CPF Members Who Lost Their Money??? (2)


Read? Who Are CPF Members Who Lost Their Money???

Read? Over market cycles your assets may survive but can you build more wealth out of them??? (2)


Not ALL investment bloggers know the difference between Compounding Interests from CPF OA and Compounding Investment Return!

CPF OA 2.5% compound interests over one to two decades is NOT EASY to beat over market cycles of Bulls and Bears.

To make compounding investment return; you have to keep re-investing and re-investing over market cycles of Bulls and Bears.

Just a few moments of foolishness or greed may set back your past investment gains and you may end up in compounding NEGATIVE return!

So you still think 2.5% CPF OA compounding interests over decades is easy to beat?









1 comment:

  1. Agree.
    Not easy.
    In fact if you take OA, SA, Ma, Ra, total annual rate returns, it should be closer to 2.8 to 3% P/A.

    Don't agree?
    Try the calculations and come back to me.
    My is really figured out by real numbers for 2015.

    Especially if you are over 55 now.
    Still i keep my Wife's CPFIS intact.
    For me investing is a lifetime.
    Only now have to be really 4Ks lol.

    ReplyDelete

Related Posts with Thumbnails