I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Saturday 5 January 2013

Funding Your Child’s University in the Future? - Updated for fourth year




Read? Funding Your Child’s University in the Future? - Updated for third year


Update as on 5 Jan 2013:

This is what I have spend on the two kids so far- all expenses incurred on the kids themselves but excluding common expenses e.g. family meals


For three plus full years of study at local U on tuition fees and all living expenses are as follows:

SMU: $48.2K (Higher tuition fee and higher meal costs at campus) - Daughter. One more semester to go in 2013


NUS: $30.6K - Son (Completed. Three year course) :-)

Total = $78.8K (as on 5 Jan 2013)


Remember that they are young adults so they may incur some costs in socializing with friends for entertainment and meals. And for daughters, they may have more costs for beauty care and clothings.

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