Year End Portfolio Review

Three possible ways to conduct portfolio review:

Performance:

Some ideas like benchmarking to STI or X times the Inflation rate, FD rate, CPF rate, etc

Risks Tolerance Level

Will the  level of risks tolerance change in the next 1-2 years e.g. kids are going to Uni, getting married, producing babies, getting keys to the new flats i.e. you are expecting big expenses to be coming on the way.

Diversification

Any further need to diversify into other sectors as some of the sectors have recovered significantly from their lows and further upside may be limited.